How To Calculate Rmd For 2022. Ira required minimum distribution (rmd) table for 2022 rmds must be taken by age 70.5 if you were born before july 1, 1949, or by age 72 if you were born after june 30, 1949. If you were born before july 1, 1949, you had to start taking your rmds by april 1 of the year after you hit age 70 ½ (that’s six months after your 70th birthday).

Your life expectancy factor for 2022 is 26.8. 2022 retirement rmd calculator important: If you were born before july 1, 1949, you had to start taking your rmds by april 1 of the year after you hit age 70 ½ (that’s six months after your 70th birthday).